UMES Renters Insurance
Help protect your property at UMES
with Renters Insurance
FAST
Get your free quote in
under a minute
INEXPENSIVE
Average cost is less than
$16 per month
SIMPLE
No credit score needed to
issue a policy
UMES students should consider getting renters insurance to protect their personal belongings in case of theft, fire, or other unexpected events. While some landlords may provide insurance for the building, it typically does not cover a student's personal property. In the event of a loss, renters insurance can provide financial compensation for damaged or stolen items, ensuring that students can replace their belongings and continue their academic pursuits without significant financial burden.
Additionally, the University of Maryland-Eastern Shore suggests that students obtain renters insurance as part of their overall financial planning. This can include budgeting for the cost of insurance premiums and understanding the policy's coverage limits. Students should also take an inventory of their personal belongings and regularly update it, providing evidence of ownership in the event of a loss.
Overall, UMES students can benefit from renters insurance as a way to protect their personal property and mitigate the financial impact of unexpected events.
- Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
- Homeowners Insurance Alternative. No credit checks and a lower deductible
- Worldwide Coverage. Your belongings are covered anywhere in the world.
- Liability Protection. Coverage if you accidentally damage your place of residence.
- Replacement Cost. If your old property is stolen, we’ll pay for the new version.
If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. Uloop has partnered with GradGuard to offer UMES students the GradGuard College Renters Insurance Plan to protect your property on campus and around the world.
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